[-] Ufot@hexbear.net 9 points 8 months ago

Lol I saw this one in the wild.

Absolutely absurd.

I'll bet my left ass cheek this millionaire is paying over the market average for rent. I'll be generous in her "thriftyness" and call it 2k.

So 24,000 a year. Ober 7 years, 168k

Almost bought a place an hour out of Seattle, probably tacoma. Homegirl isnt living in dupont. According to this website.

https://fred.stlouisfed.org/series/ATNHPIUS45104Q

Avg home price in tacoma 2024: 450k 2017: 250k

Let's be super generous, say she dropped an extra 150k in maintenence/tax/costs etc Still up a cool 100k

They telling me her diversified investments of 250k made 268k in profit?

Yeah ok.

[-] Ufot@hexbear.net 3 points 8 months ago

What are ethical ways people could/should invest their money into instead?

I'm not going to ever be a landlord, but I want to retire at the point.

[-] Ufot@hexbear.net 7 points 8 months ago

Maybe you can enlighten me on more ethical ways to invest my money because at this point I think not putting money into a 401k is a terrible financial decision.

Tax deferred compounding interest is too good of a deal for the average person to pass up. Over 30 years you'll be looking at anywhere from 100-150% return on investment.

$50 a paycheck for 30 years with 5% avg return turns your $39k total contributions into $100k in retirement savings. $100 turns $78k in total contributions into $200k savings.

For many people who find saving difficult, me included, being able to set it and forget it, plus the understanding it needs to be for retirement to get the full return, has allowed me to save money I would have spent/wasted otherwise.

Due to the compounding factor, the sooner a person starts the better the return, so to discourage young people to not put money into a 401k is IMO actively harmful.

IMO It's like telling someone they shouldn't have health insurance. Yeah it's bullshit that society forces us to participate in a fucked up system but not having it puts future you at a terrible risk.

[-] Ufot@hexbear.net 4 points 8 months ago

It's cause he's only drinks socially.

[-] Ufot@hexbear.net 2 points 8 months ago
[-] Ufot@hexbear.net 13 points 9 months ago

This sounds like a really stupid concept when applied to California, which produces the most food in the US.

Sounds like a really stupid concept in general.

You're just going to siege a city while ignoring the other cities nearby?

Cities aren't isolated.

[-] Ufot@hexbear.net 2 points 9 months ago

I have some examples below but my advice comes from a more generalized approach on habits/decision making. What's the point of doing a 30 day super diet if you're miserable the whole time and afterwards you either quickly/gradually fall back into the actions that got you there in the first place.

Make choices and plans when you feel strong/motivated, then set yourself up as best as possible to limit your power/desires to make good decisions when you're less strong/motivated.

Recognize your habits and how you might have "failed" in previous attempts.

Dont buy foods you know youll overeat. Try to only grocery shop when you feel strong/empowered/full.

Try to plan your meal choices ahead of time, and have a backup plan or 2 that might be worse than plan A but better than winging it. Ex: you have to go to work, and there's a fast food spot near that you eat at way too much.

Plan A: bring lunch daily Plan B: have some frozen stuff you can microwave if you forget/don't prepare a lunch Plan C: have a protein bar or some highcalorie snack that'll hold you over Plan D: know of a couple healthier options for takeout, and commit to them before you get hungry.

If you keep failing a plan A, figure out why. You keep running out of time in the morning? Meal prep. You hate the lunch you bring to work? Make something else that might not be as healthy, but it's better still than plans B-D.

It's ok if you mess up. It's okay if you make compromises, but try to make the compromises when you feel strong not in the moment.

You don't need to be perfect to lose weight, you just need to consistently eat less/healthier over time.

Also unless its a nutritious shake/smoothie, dont drink calories. Lmao that's a big one. For a lot of people just getting that number down is enough to make a significant different.

If you have any particularly bad/ingrained habits it's okay to ween yourself off them. You don't need to go from 10 cokes a day to zero, go to 5 first. Or instead of coke, maybe you can switch to coke zero for a month or two first, then switch to flavored water for a couple months then plainwater. Or whatever.

[-] Ufot@hexbear.net 3 points 9 months ago

There's soreness that you can work through after a little warm up and be fine. There's also soreness that is your body telling you need to chill with it. You can always do a warmup/mobility routine first and see how you feel before getting into your work sets.

48 hours of rest should be plenty for pushups. It should be plenty for most exercises. If you're soreness is preventing you from exercising again 48 hours later you should probably ease up the intensity and start with something easier. IMO beginners should start way below max effort, and then progressively add more volume/difficulty.

Reduces chance of burnout/injury, your body has time to adapt, there's clear progression, and it helps establish consistency. You also practice the movement with less intensity, so it'll help your technique. Proper technique is vital in exercise, you'll have more power and reduce injury risks. If an exercise is too difficult for you to do with proper form, do something easier.

If max effort is 3 sets of five pushups, then scale that back. Do 3 sets of 10 knee pushups first. If that was easy enough next time do 3 sets of knee pushups, but add in 1 or 2 full pushups in each set. Just an example, there's plenty of pushup progressions you can find online that go into more detail.

Good luck! If you stick with it and gradually progress you'll be amazed where you can get in a few weeks compared to where you started!

[-] Ufot@hexbear.net 5 points 9 months ago

Lol I did the same thing on firefox. Ended up clearing everything but the cookies XD. Only on my phone though, so oh well.

[-] Ufot@hexbear.net 6 points 1 year ago

I like the imitation made out of dog better.

[-] Ufot@hexbear.net 3 points 1 year ago

What are you doing now? I like it with those things sliced and sauted, air fried or baked. With oil.

I think it can be a bit of an acquired taste, as many fermented things are, but I see this always floating around for advice.

https://www.cooksmarts.com/articles/how-to-make-tempeh-less-bitter/

[-] Ufot@hexbear.net 19 points 1 year ago

Yeah that person sucks but they're also a moron. They also obviously think they're smarter than they are and are trying to impress people.

Hopefully its a sheltered kid who is still trying to make sense of the world around them. Someone drowned in american exceptionalism since birth and with little suffering of their own maybe can't quite grip yet the horrors the US has enacted.

Maybe not though.

Either way they should keep their fucking mouth shut.

Idk about hatred, but it's okay to be angry, especially if you have healthy ways of channeling that righteous anger.

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Ufot

joined 4 years ago