MinFapper

joined 5 months ago
[–] MinFapper@startrek.website 1 points 9 hours ago

Eeeeeeeyup!

1.9% for the county: http://www.tax-rates.org/texas/travis_county_property_tax

0.7% for the Public Improvement District: https://spdpid.comptroller.texas.gov/view/2024/103225659

I agree with your last sentiment too. Warren Buffett said the memories he made in his house are worth way more than the money he lost by not investing it. We're thinking of buying for the same reason.

[–] MinFapper@startrek.website 3 points 23 hours ago

Alternatively, go to the southern hemisphere. It's really nice and warm in Australia right now.

[–] MinFapper@startrek.website 3 points 23 hours ago (2 children)

...ish. My wife and I just did this calculation and (at least in America) property taxes throw a wrench into it.

A decent rental home in Texas costs about $2650 per month. A similar house costs about $460k to buy, and run about $1000/mo in taxes. So you'll only save about $1650 per month.

Even putting that 460k into a bank account at 4.5% interest will give you $1725/mo, let alone stocks, index funds, and all the other investments you could be doing that will out-perform real estate.

Of course, that doesn't disprove your point about poverty since you need to have the money to buy/invest. But it's just a reminder that houses are not the wealth builder that a lot of people imagine them to be.

Always research and determine the best option for your financial situation. Gate-keeping financial literacy is another tool the wealthy use to keep people in poverty.

[–] MinFapper@startrek.website 5 points 2 days ago (1 children)

I don't know if that's true anymore. There are games on there that require login into PSN after installing.

[–] MinFapper@startrek.website -3 points 1 week ago (2 children)

So, is that a colder New York then?

[–] MinFapper@startrek.website 1 points 2 weeks ago (1 children)

Aw man, how do I give you Lemmy gold?

[–] MinFapper@startrek.website 20 points 3 weeks ago (1 children)

Aw man, I love how you just said "extended cut". It took me a looooong time to realize it's a parody.

[–] MinFapper@startrek.website 2 points 3 weeks ago (1 children)

No I think he's getting licked by Apa

[–] MinFapper@startrek.website 1 points 4 weeks ago

You can use yelp for reviews. IIRC Apple maps reviews go to Yelp by default so there's a decent amount of reviews for most places.

[–] MinFapper@startrek.website 15 points 4 weeks ago (1 children)

Replace insta with Lemmy and I'm livin' the life

[–] MinFapper@startrek.website 4 points 4 weeks ago

And have very rich parents

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