this post was submitted on 16 Oct 2023
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They are far from ubiquitous here. You'll typically find HOAs in new housing developments.
Most (single family) homes in the US leave the owner beholden only to governments. Some places are "unincorporated" and don't even have a municipal government at all.
HOAs exist to serve a specific subset of the population who want to own a single family home but lack the ability or willingness to do major maintenance.
My best friend just bought an HOA home against my advice, but he's terrified of doing anything with tools despite my offers to teach him. Of the dozen or so friends and family members I know who bought a home in the past decade he is the only one who was not actively repulsed by the idea of buying a home with an HOA.
I own a home in an unincorporated area that also has an HOA, but ours is only for 3 things:
Yearly fire inspections (California)
Negotiating with the local trash company for service cost
Negotiating with the local propane company for lower cost
My super anti-government neighbors are still working to dissolve it, but it doesn't even have any rules that aren't "see county laws and fire code", they just don't like the $50/year fee
I'm aware my experience isn't the norm, though
What? This is completely wrong. HOAs do not maintain your home for you, that's wild that you think that's the reason for HOAs. I live in an HOA and they don't do anything besides make sure everyone's house is presentable (like no missing fence pickets) and upkeep the HOA center + pool.