this post was submitted on 08 Jan 2025
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Canada
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Yep, I agree. Housing has been nothing but bad policy. The only good policy was the mortgage stress test they added. Arguably that saved our bacon during the interest rate hikes.
I think the housing design catalogue thing is pretty good, although we haven't seen it takes effect yet.
I also think the foreign home buyer ban, while far from perfect has cooled the market a little bit.