this post was submitted on 08 Jan 2025
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Canada
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To say I'm not impressed with housing is a real understatement
Housing in Canada is just insanely unaffordable. I have a salary well over twice the average here in Canada and I can barely afford the 450sqft apartment I'm living in.
You should not have to spend more than 25-30% of your income on housing, but even withy income I spend a good 50%, it's insane
With that in mind its very understandable to see people in their 60's still living with roommates while having two jobs because they simply can't afford to live here
Yep, I agree. Housing has been nothing but bad policy. The only good policy was the mortgage stress test they added. Arguably that saved our bacon during the interest rate hikes.
I think the housing design catalogue thing is pretty good, although we haven't seen it takes effect yet.
I also think the foreign home buyer ban, while far from perfect has cooled the market a little bit.