mapiki

joined 2 years ago
[–] mapiki 1 points 1 year ago (1 children)
  1. Do you expect her to ever pay you back? Does it impact your friendship? If she's been unable to pay you back previously, then I would be careful about including the amount she owes you in your budget. It might be best to simply let it go or let it be a happy surprise if she does ever pay you back.

2a. If this is a lease - by my understanding, you don't own the car in any way and never will. It's simply a monthly payment on its own and at the end of the lease you return the car? So I would just set a monthly category. 2b. If you mean it's a loan and eventually you'll own the car, then I would create a loan category and find out the terms (interest, minimum payment, ability/consequences to pay off early) and do exactly what you are thinking.

  1. For the portion she owes you, I'd simply create yet another category if you do want to track it.

Final bit of wisdom, friends/family and owing money is never a great way to keep a relationship healthy. Most people with the ability to pay a loan back have many options to go to banks and credit unions. If they're asking friends/family, I would expect either they're struggling financially (not to discount circumstances where they are unable to interact with the financial system... Language, age, citizenship, etc.). Don't loan money - just gift it. If you aren't comfortable with that set boundaries and say no. You deserve better.

[–] mapiki 1 points 1 year ago

Agreed.

Proposals should never be a surprise in any case!

[–] mapiki 1 points 1 year ago

I'm sorry for the hate :( It sounds like you're feeding her the proper diet and I appreciate the info. (And taking her to the vet and keeping her inside which is so much more than most of the people I've encountered know how to do!!) My bun refuses to come inside even when it's hot out. I have to chase her off the balcony every few hours to cool down.

[–] mapiki 1 points 1 year ago

Nom nom! I love baguettes more anyway!

[–] mapiki 1 points 1 year ago

Yay, welcome! I'm looking forward to many more photos 😁

[–] mapiki 1 points 1 year ago

Oh my God! I know what the bunny toy budget is going to get spent on this month!!!

[–] mapiki 3 points 1 year ago

She doesn't! She just flops out there until I make her come back in.

[–] mapiki 1 points 1 year ago

It was a very structured community with a lot of acronyms and rather intimidating.

[–] mapiki 2 points 1 year ago

Most of this community is going to be focused on credit cards with high rewards which often have high interest rates. (Aka my 28% APR). :(

[–] mapiki 3 points 1 year ago

I'm going to put in a third vote for YNAB.

[–] mapiki 1 points 1 year ago (1 children)

How do you feel it compares to YNAB?

[–] mapiki 1 points 1 year ago

Heehee yay YNAB!

 

She kneels down like this if I approach her face to take a photo. Such a little beggar.

 

An old photo of Blossom from during the bonding process of her and Teddy (RIP Teddy).

4
I'm new! (self.new_here)
submitted 2 years ago by mapiki to c/new_here
 

I'm excited. SO I HAVE TO SHOUT IT FROM THE ROOFTOPS.

Landing as I do at the boundary of millenial and Gen Z... I've never been so impressed by the internet as I have stumbling across the Fediverse at this late stage.

Okay. I'm done. Time to subscribe to some communities... or start some if I can't find equivalents to my favorites!

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