Personally, I haven't brought myself to start using it yet, because I like having everything visible all in one place. I've thought about making a view for my most highly variable categories (e.g. my going out money, not my fixed monthly bills), but I can mostly accomplish the same thing by just putting those categories at the top.
this post was submitted on 19 Jul 2023
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I could see them being useful if you share your budget with a person who doesn't like budgeting but who should look at the budget more often. Create a focused view for them of the categories they use often and it makes it much simpler for them!
I did this for my ADHD partner. I absolutely adore having a million categories and I do majority of our budgeting because I legit enjoy categorizing our transactions every morning. But I'm trying to train him out of his poverty mindset so I thought simplifying his view to make it easy for him to check just the categories that are "fun" so that he'll actually spend from them without feeling guilty rather than avoiding any purchase or feeling bad about buying a $10 video game he can enjoy the...
I've made a "my" view where I split out my long list of categories to feel better on my anxious days. I made my fiance a view to help his ADHD brain. I've used the overfunded view to double check for funky things. And I made a wedding view (mostly just because since it was its own category group anyway).
I’ve just been using the overfunded view which has been nice but I need to flex the muscles of this new feature more.