In my personal life and in communicating with family, there are few compromises. Most of my compromises come from work.
Phone: Pixel with GrapheneOS and FOSS apps only as my primary. Old Pixel 4a with GrapheneOS as my secondary, with the main profile as testing grounds for various apps and a second profile holding work apps. Whatsapp seems to be the lowest common denominator for practical communication with colleagues.
My workplace is BYOD, with MDM only for software licensing. Alongside my customary X230, I carry my lightweight, secondhand X1 Nano, where I have Windows, software licensed alongside said MDM, and Firefox logged into my work Google account.
Key aspect for me is having work and personal life on separate devices. Not completely airtight, but as good as I can get it without making work any harder than it needs to be.
Banking: Fortunately everything my bank has to offer can be done through a browser. My plan if a mobile app with play integrity ever becomes necessary is to buy a regular Android with a removable battery just to host that app.
Transport: If I'm on a business trip without access to my car (no spyware, it's from the 90s) and there is no public transport, I'll get a friend or colleague to call an Uber for me. I haven't gone out drinking at night since college and I'm not inclined to do so in the future.
Maps: Usually Organic Maps suffices, I generally commit routes to memory before going out. For the occasional satellite map, Google Maps in a browser. I have gotten my family to use Magic Earth though.
Fitness: no actual stats, just a handwritten entry in my daily journal as to whether I followed through with my exercise routine.