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You are placing a lot of unwarranted faith in remaining healthy into retirement and your savings being enough for whatever situation we face them.
My dad decided to save up and wait until retirement to do some travel he wanted to do. A couple years later he has a major health issue and is unable to travel like he wanted to.
I don't begrudge anyone enjoying themselves with the time they have while they are young and healthy.
So what should I assume? that' i'm going to get cancer in 5 years and therefore spend everything i have now so i can start living paycheck to paycheck? on what? hookers and blow? travel? stupid shit that will give me a few moments/days of happiness now so i can live in poverty in my old age?
life is about choices. make your own. but don't expect them to not have predictable consequences and get mad that those consequences happen. I made mine. and i do very much begrudge bitter people who made poor choices who blame others for making good ones that benefit them life-long.
all i see in these articles is wealthy folks whining because they have no self-respect and no self-control and want to blame other folks for it rather than taking charge of their lives. but hey, i'm a 'privileged' asshole who has had to deal with early parental death and my own serious medical issues that made me realize nobody is bailing me out of my own shit in life other than myself.
Sure, it's all about choices. You've made your own. Hopefully you're able to enjoy your retirement. But if those choices don't work out, hopefully you're not bitter and blaming others.
i have a lot to be bitter about to compared to my peers. and i chose to take that and do something positive with it and contribute to the world.
and yet they are the ones whining about life isn't fair and mean to them. ironically these nitwits are also against 'government handouts'... except when the handout is to THEM. then they are all for it.
You sound quite embittered. Try taking a vacation.