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Bank of Canada raises its interest rate to 5%
(www.cbc.ca)
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this post was submitted on 12 Jul 2023
186 points (98.4% liked)
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I agree in principal, that’s what I did, but that’s not the norm.
Most people just look at the monthly payments and ask for the lowest interest rate number which is usually variable, and they bid with very little strategy getting emotional and pay more than they have to.