this post was submitted on 12 Jul 2023
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We talk about this often with the hope the market will crash again so we can buy a house. A house comparable to my parent's home who paid less than 85k in 1992 would now cost nearly 300k. It’s insane.
A crash will not result in cheap houses for you to buy.
A crash will result in large corporations buying a huge amount of the housing stock for cheap, and renting them out at a higher cost because they can afford to and you can't.
It'll result in banks stopping lending so you can't get a mortgage anymore.
It'll skyrocket interest rates and deposits so you'll have to save double what you did before.
A crash will fuck us all, because these days, everything does.
The irony is that you can bet your ass the govt will step in to help the banks stay afloat while dooming the 90%, instead of regulating shit so it doesn't happen AGAIN
Every crash is a wealth transfer from the poor to the rich. We get squeezed and forced to sell anything we have of value just to survive. The rich then use this as their buying opportunity while we are desperate and prices are low
Whenever I was attempting to house shop in my city I couldn’t find anything that was livable for less than $400k. I grew up very poor so I’m not being hyperbolic whenever I say “livable”. I was not looking for anything glamorous. There were houses that should have been condemned going for $350k. This was in a “medium” cost of living area. I couldn’t even imagine what it would cost to buy in a high cost of living area.