I mostly agree with you. But something like 3 years ago, I remember letting my PC run while I was gathering seats over night. There was no previous "restart now" or even "update now". However, in the morning, I found the PC had restarted too install an update. And that was the standard setting back then. I changed it to only prompt that there are updates since, and AFAIR that setting was "reset" 1 or 2 times ever since in an update.

But seeing how absurdly niche what I do is, I doubt that random users will care. And sadly they need to be forced to update for the sake of all of us.