This is what I fear about returning to Canada. It is my home, but all of my post-uni work experience is abroad. I have no credit score in Canada, just a student loan that I did pay back. I own nothing there, cannot vote either... I know now that there are systems that work better. My father is 72 and still works 16 hours a day, 6 days a week! He only takes off Christmas day. I get 5 weeks paid vacation, paternity leave, bonuses, paid training, 100% free and nearly immediate health care---I had a CT scan the other week THE SAME DAY I was told to get one---meal vouchers, free public transport, etc. I don't make a lot of money, but I also only work 33 hours per week for 36 weeks of the year and my wife works about 20. We make ends meet and have zero debt. I don't think I could have the same lifestyle in Canada as I do here... But I sure do miss the trees and snow and nature and "going out for a rip, eh"