Comic Strips

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Comic Strips is a community for those who love comic stories.

The rules are simple:

The post can be a single image, an image gallery, or a link to a specific comic hosted on another site (the author's website, for instance).
The comic must be a complete story.
If it is an external link, it must be to a specific story, not to the root of the site.
You may post comics from others or your own.
If you are posting a comic of your own, a maximum of one per week is allowed (I know, your comics are great, but this rule helps avoid spam).
The comic can be in any language, but if it's not in English, OP must include an English translation in the post's 'body' field (note: you don't need to select a specific language when posting a comic).
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Future Insight – The Jenkins (thejenkinscomic.files.wordpress.com)

submitted 1 year ago by otter@lemmy.ca to c/comicstrips@lemmy.world

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Source: https://thejenkinscomic.wordpress.com/2023/10/01/future-insight/

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[–] Zink@programming.dev 1 points 1 year ago (1 children)

You are totally right.

One possible consideration though, is if you are maxing out your tax sheltered investment accounts (say your 401k, HSA, IRA, college funds, etc) you can effectively put more money into a Roth IRA. That’s just because you’re paying taxes with regular money outside the IRA limit and THEN investing up to that limit. But with a traditional IRA, you can invest up to the IRA limit today, but the future taxes will be paid with money that went into the IRA.

Though if you are to that point if maxing everything out, you’ll probably be fine either way.

[–] TAG@lemmy.world 1 points 1 year ago

Also, from what I have read, there are income limits to contribute to a ROTH IRA. So, you would have to be making a moderate income but still have plenty left over to invest (so very low cost of living).

IRAs (ROTH or regular) are meant for people who don't have an employer sponsored retirement plan.