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this post was submitted on 22 Aug 2023
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This article doesn’t really say what the SAVE plan does so I’m reposting this here.
…the SAVE plan is coming in July 2024 to replace REPAYE, with some parts rolling out this summer and all the details here.
It’s more technical than direct forgiveness but will change income-based plans in the following ways according to this NPR article:
Starting Summer 2023:
Starting Summer 2024:
It’s a start, hopefully someone sees this and saves some money.
Also want to add that these changes are not subject to Congressional approval. They could be repealed (impossible with a Dem Senate + Presidential veto) or they could be struck down by SCOTUS, but this is all being performed via powers given by the Higher Education Act and are generally on much firmer legal ground than the loan forgiveness plan SCOTUS scuttled.
Just applied tonight and looks like it should reduce my payment by about 50%.
I'm so happy for you! I'm going to see if we can bring down my wife's grad school loan payments. They may not apply.
Thank you! My loans are from law school and they qualified so definitely give it a shot. Good luck to you and your wife!
Oh man that’s great! This is not the complete loan forgiveness I had hoped for but it’s a start and I hope lots more benefit from this especially the ones who needed it the most.
No interest while payments are being made is absolutely gigantic. It's really a game changer.
My payments are already rock bottom but it's the lower interest that I'm (heh) interested in.