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YSK If you live in the US, you may have unclaimed funds held by your state (lemmy.ca)

submitted 1 week ago by LillyPip@lemmy.ca to c/AskUSA

3 comments fedilink hide all child comments

cross-posted from: https://lemmy.ca/post/37369245

There are many reasons you might have unclaimed funds (abandoned accounts, uncashed checks, misspelled names, incorrect addresses, misplaced inheritance and trusts, etc), and your state is required to hold your property until you claim it.

They will not seek you out, and most people are completely unaware they may have lost funds or property being held by the state.

Every state has an official (.gov) website where you can check whether you have unclaimed property and submit a claim. Just search ‘[my state] unclaimed property’.

e: make sure you go to the official state website; I just noticed some state search top results aren’t the official (.gov) website.

e2: also, check every state you’ve lived in. Moving state is one of the major reasons this happens, and your unclaimed funds will not move to a new state with you.

e3: if you find unclaimed funds, please comment! I’m fascinated to know, no matter how large or small.

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[–] ptz@dubvee.org 7 points 1 week ago

e3: if you find unclaimed funds, please comment! I’m fascinated to know, no matter how large or small.

LOL! I have $53.47 to claim (which I can do online).

Backstory: I refinanced my house in 2020, and there was an escrow overage after it was all said and done. The bank mailed me a check, and I never got around to depositing it; by the time I tried, it was expired.

The only way to have the bank reissue it is to fill out and return (via snail mail) a form they mailed me. I also never got around to filling that out or mailing it. I think they sent that form two or three times, and, again, I'm useless at dealing with snail mail.

I guess they stopped trying and just sent it to the state's unclaimed funds department. Now I can fill out a quick form online and have it direct deposited.

Score 1 for laziness.