Ask Lemmy
A Fediverse community for open-ended, thought provoking questions
Rules: (interactive)
1) Be nice and; have fun
Doxxing, trolling, sealioning, racism, and toxicity are not welcomed in AskLemmy. Remember what your mother said: if you can't say something nice, don't say anything at all. In addition, the site-wide Lemmy.world terms of service also apply here. Please familiarize yourself with them
2) All posts must end with a '?'
This is sort of like Jeopardy. Please phrase all post titles in the form of a proper question ending with ?
3) No spam
Please do not flood the community with nonsense. Actual suspected spammers will be banned on site. No astroturfing.
4) NSFW is okay, within reason
Just remember to tag posts with either a content warning or a [NSFW] tag. Overtly sexual posts are not allowed, please direct them to either !asklemmyafterdark@lemmy.world or !asklemmynsfw@lemmynsfw.com.
NSFW comments should be restricted to posts tagged [NSFW].
5) This is not a support community.
It is not a place for 'how do I?', type questions.
If you have any questions regarding the site itself or would like to report a community, please direct them to Lemmy.world Support or email info@lemmy.world. For other questions check our partnered communities list, or use the search function.
6) No US Politics.
Please don't post about current US Politics. If you need to do this, try !politicaldiscussion@lemmy.world or !askusa@discuss.online
Reminder: The terms of service apply here too.
Partnered Communities:
Logo design credit goes to: tubbadu
view the rest of the comments
Not in this context, it's just that it's assuming the OP comes from one single country.
The credit card companies charge retailers a small fortune to use their services, which the retailer adds to their prices for the consumer to pick up.
The credit card company then tells the consumer they'll get cash back on their purchases if they use their credit card, which the consumer has already paid to the retailer to cover the retailer's card charges
For some kind of Stockholm-syndrome-esque reason, Americans love getting absolutely reamed up the arse for their money at every turn
I don't know a single person that has a credit card
Thanks for the response! Definitely fair that the OP had the assumption of America-centric or at least credit card specific.
As to the scam, the unfortunate reality is that the price is already higher to account for fees, and it makes no difference if you pay cash or card. So Americans have the choice to either pay cash or pay card with cash back, even if the price is the same. Also there are better protections in the states for credit card purchases than debit card purchases, so there's an advantage there as well.