Not all applications on your computer may be encrypting their packet traffic properly, though. That goes especially for the applications that might be trying to reach out for resources on your local home network (like printers, file shares, and other home servers) as well as DNS requests which are usually still made in the open. I would not recommend eschewing an entire security layer willy-nilly like that. On public Wi-Fi, I would definitely still suggest either a VPN or using your cell phone as a tether or secure hotspot instead if possible.