this post was submitted on 05 Oct 2024
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If you are ever fortunate enough to pay off your house DO NOT go without insurance because you can
Pretty much all home insurance doesn't cover hurricane related damages if you're on the east side of the US.
In some parts of Australia you cannot insure your home any longer due to climate change.
Florida and California are getting like that in the US. The lawyers and public adjusters are contributing to the problem by suing and shaking down every insurance company that stays in the state. In California they are begging them to stay…
Parts of Massachusetts are like that as well. As far as I know, flood insurance basically no longer exists on Cape Cod.
Same in the Outer Banks, the island chain to the east of North Carolina. The first time I went I was like wow how cool you can see the bay and the ocean at the same time in Rodanthe! That strip of land keeps getting narrower.