That's a windfall payment and one less mouth to feed in the long run. Morbid, Yes, it's not the best long term solution but anything you can do to survive true poverty never is.

What's to say losing your job doesn't have 3 of you dying from exposure in your car a week after you're evicted?

If you haven't lived the trauma of life and death poverty, I'm glad, but I don't think it's something that can be fully explained.

Trauma changes the way your brain processes risk, people living in chronic poverty don't have the same risk assessment framework as you.