[-] LemmyInRedditSux@lemm.ee 3 points 10 months ago

Thank you. I am implementing everything you said, I will just weed out a couple things that are irrelevant to me,

first of all my healthcare is completely covered as a military veteran,

second I will never hire another financial advisor after my experience with Edward Jones a few years ago who cared nothing about my "financial mental health," (which I urgently needed help with at the time), they only cared about how my money was helping them.

I trust people like you on Lemmy more than I will ever trust a paid financial advisor. You guys are honest and you always give the same logical advice over and over again, I just need to absorb it, remember it, and do it.

[-] LemmyInRedditSux@lemm.ee 6 points 10 months ago

Thank you. I do miss a lot of the resources from "that other site" but they just banned my sixth account and I'm so done with them. I have noted all your advice and I will implement it.

[-] LemmyInRedditSux@lemm.ee 2 points 10 months ago

Index fund. Got it.

[-] LemmyInRedditSux@lemm.ee 3 points 10 months ago

Got it. Will do. This is the kind of advice I'm looking for because I don't understand anything about investing, all I know investing is the only way to get ahead in life. Roth IRA. Got it.

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submitted 10 months ago* (last edited 10 months ago) by LemmyInRedditSux@lemm.ee to c/personalfinance@lemmy.ml

48 years old, currently have no investments. My net worth is my car and the clothes on my back, and I don't ever want to be in this situation again.

(Edit: I don't need to buy a house or anything whatsoever related to a house, so please don't mention the "h" word in your response, it's triggering me for tangential reasons. Let me be clear, I will NEVER care about real estate whatsoever, mmmkay? Just trust me when I say I have a roof over my head and it's completely paid off, no property taxes, and No, I will never sell it, so the whole h-word" aspect of life is not a concern for me, k?)

Just looking for guidance where to invest this relatively small amount of money every month so in a few years when I'm older & frailer I'll have enough for retirement. I don't want it to just sit in my bank account, I want it to grow.

For reference, I've been living on approx $1500 per month for as long as I've noticed, so I don't need much per month, and the sooner I die, the less retirement fund I'll need, but we can never predict when anyone's death will happen, so let's assume I'll live to 100 because I'm ridiculously healthy & an exceptionally good driver, never been in an accident, one speeding ticket in my entire life, no social life so I never get into risky situations, so let's just plan for the possibility I'm going to live another 50 years.

[-] LemmyInRedditSux@lemm.ee 2 points 10 months ago

Milana Vayntrub

[-] LemmyInRedditSux@lemm.ee 4 points 10 months ago

Employers don't want to solve our problems. If all of our problems were solved, we wouldn't go to work anymore. Employers would not like that.

So they pay us just barely enough (or less) to string us along that we have no choice but to keep coming back to work everyday.

[-] LemmyInRedditSux@lemm.ee 10 points 10 months ago

How does the act of placing a broom behind the front door signify the guest should leave? The broom is blocking the exit. 🤔

[-] LemmyInRedditSux@lemm.ee 5 points 10 months ago

It says "AzureDiamond" now. What did it look like before?

[-] LemmyInRedditSux@lemm.ee 2 points 10 months ago

You're all the technology-savvy intelligent ones who figured out Lemmy right away, months ago. I was trying to get into Lemmy even before July 1st but finally figured it out today November 10th! I finally got into Lemmy today. It was nearly as difficult as applying & repeatedly being rejected for competitive employment somewhere. sheesh.

[-] LemmyInRedditSux@lemm.ee 3 points 10 months ago

Because elected officials are above the law until someone decides to blackmail them.

[-] LemmyInRedditSux@lemm.ee 4 points 10 months ago

Cardiac surgery

[-] LemmyInRedditSux@lemm.ee 9 points 10 months ago* (last edited 10 months ago)

Now you're just being elitist. True, petrol-fueled cars cannot run without oil. But fediverse CAN run on different things besides linux.

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LemmyInRedditSux

joined 10 months ago