That particular policy is disgusting to me. Like, I understand stuff like the 2008 mortgage collapse hit black Americans the hardest in part because the loosening of loan regulations were sold to bodies like the Congressional Black Caucus in the 1990s as a way to reduce inequalities in home ownership that date back to the New Deal.
This crypto scam is even more egregious because, at least with the mortgage thing, black families got something tangible- a house, even if for some it was temporary. Here, they don't even get to have that before the rug gets pulled from under them. Just an absolutely despicable way to treat marginalized communities. Selling them snake oil like that.
And then those neolibs are the same people who cynically told us that giving every person in this country healthcare was somehow racist. What do they know, have they ever seen a morbidly obese black coworker die of a heart attack on the job after doing two days of double shifts, no because they work at Institute For Instituting Policy Initiatives. These neolibs never have to see this stuff up close in everyday life and they probably offer thanks to whatever Moloch they worship that they don't have to.