It needs to be more complicated. We need massive land reform, and we need a liberal lowest ladder rung. A poor person should have access to a stable home and transportation. That means if you live near a population center, your property needs to be rezoned to house more people like with New York brownstones, or Paris apartments. That also means, right-to-own without digital caveats, because without ownership over all goods, there is no second hand market, and the most disposable aspect is this culture's long term future as a result. Transportation must be as cheap as possible for the poor. Not some deadly e-bike. The lowest end cars can not have ridiculous features and authoritarian Orwellian government tech. It must be as cheap as possible.