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How to build a Darknet Insurance
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Privacy is the ability for an individual or group to seclude themselves or information about themselves, and thereby express themselves selectively.
What's that got to do with companies being willing to insure illegal activity?
Even if a company did, why would they pay out? You'd have zero legal recourse - you can't enforce a contract that violates the law.
My essay explains how an anarchist insurance could function and how the incentive structure would be. Did you read it?