this post was submitted on 29 Jun 2024
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worst bank ive ever had the displeasure of using, they'd take a $12 "service fee" out of my account that I was using for savings for not having direct deposit set up for it, while I was struggling financially. way to kick someone while they're down.
Nearly all banks are expensive or downright predatory to poor people. Some more than most. I once was overdrawn $0.12 because of a miscalculation. I was hit with a $35 overdraft fee. So now, I’m $35.12 in the hole when my (already not cutting it) paycheck arrives.
PSA: You can turn off “overdraft protection” on your debit/credit card and they will just reject it. If I knew that sooner, I would have saved so much money!!