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I'm looking to buy a new car, went to the bank for a loan, they said they'd only do a car loan if I bought a car that was less than 3 years old. Are you kidding me? My current car is from 2004, I'm hoping for an ~$8k 2012 or something....
My last car purchase I was thinking similarly, I ended up with a '14 with 80000km on it. Bank said "we can't give you a loan for that, but we can up your line of credit and you can use that" ...
Yeah, good credit history is vital here, but in a similar case, my credit union wouldn’t write a car loan, but approved a “signature loan” for similar interest rate
Given the anecdotes in the article, I have credit cards with lower interest rates, so that would be tempting. I mean, I’d never do that since it’s a stupid idea but it would be better