this post was submitted on 31 Mar 2024
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chapotraphouse
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At that point why not let them live there for free?
Selling equity would cost me money as the house values goes up and I'd have to buy it back. Also, they would be able to sell their equity and thus right to live in the house without my approval. Then I could get someone moving in that I've never met or vetted before.
if they're paying into your mortgage then you're profiting anything they give you above utilities and wear and tear. you're small potatoes but if you want to do the right thing you can't be building equity or profiting on their rent.