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this post was submitted on 31 Mar 2024
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No. This seems kinda crazy. I've heard of having wind mitigation done on your roof to get your insurance rates down. I have no idea what it is but I do it.
I imagine this is it - was there a change in code? I have a friend who lives there, and it’s a huge deal for their insurance that they hurricane-proof everything, and those standard do get revised over time
Any new construction has to meet the code that the legislation comes up with, at least that's how I'm to understand it. Most of the new construction on the coast is built up on slits due to coastal flooding. But everything built now must meet hurricane standards.
When I was a kid we never had to really worry about flooding but we've had family members and friends shelter at our house because of the flooding.
New construction has to meet current code, but existing buildings are grandfathered into code that existed when they were built, barring major renovations, as far as building inspections are concerned. However insurance can and does require updates
Sounds like they're trying to slowly bleed customers to pull out of Florida and banking on anyone forced to stay with them.