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Unfortunately the trillion dollar coin thing may only alleviate a debt ceiling fight, spending money to fund things congress has already put in the budget. The debt ceiling has been suspended until 2025 (though many legal scholars hold the debt ceiling is unconstitutional, how can congress allocate money for something but also prevent debt being created to pay for it at the same time? Which directive should be followed?). This is passing the budget and allocating money, something congress is given the express authority over in the constitution.
So if they go past Friday there's a government shutdown. Not good, but not quite the global economic catastrophe of the US defaulting on debt if the debt ceiling was allowed to be hit. The US still is paying off all bonds, etc while a government shutdown occurs.