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Also, self hosting isn't actually free. I mean, it's "free" in that the people who do it generally have stuff laying around anyway and the skill to set things up, but for most people, that's thousands of bucks in time, as the very least.
You can rent a LOT of hosting for that.
I was talking more about how the costs for self hosting are more to do with set-up and regular maintenance than with rental payments
Also sanity, self hosting imposes a steep sanity cost if you're not well versed in OS setup and CLI navigation.