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If you haven’t applied to SAVE yet definitely do! No interest accrued as long as you make payments.
Edit: This is untrue, If you make your full monthly payment, but it is not enough to cover the accrued monthly interest, the government covers the rest of the interest that accrued that month.
How so? I am on SAVE and have been hit hard by interest since September.
I could care less about forgiveness. I knew what I was getting myself into. But 0% interest after paying a certain amount really needs to be a thing.
Answering my own doubt. This is pulled from another post.
"This is only true if your monthly payment is lower than the monthly interest. In this case the government subsidizes and you do not accrue interest, but you also do not make progress towards your loan. In the other scenario, which happens to be my case, where the monthly payment is higher than the monthly interest, there is no subsidy, and interest accrues, but I make progress towards my loan."
https://www.reddit.com/r/StudentLoans/comments/154om0g/comment/jzty63e/?utm_source=share&utm_medium=mweb3x&utm_name=mweb3xcss&utm_term=1&utm_content=share_button
Damnit your comment made me look into it again and realized I misunderstood….boo
I make plenty of money, I don't think I would qualify for it.
Yes you qualify for it, so do I
It just prevents interest being accrued on your student loans as long as you make payments.
I've looked through the program thoroughly, take a look at the documents you might find a nice surprise.
In fact, you may already be signed up for it. The Biden administration is trying to get all borrowers on the SAVE plan.
Okay, I'll take a look at it. That's good news.
Unless doing so would 2x or 3x your monthly payment like I’ve heard from some people. Gotta do the math first.