this post was submitted on 31 Oct 2023
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Personal Finance

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Contributing to an HSA (lemmy.world)
submitted 1 year ago* (last edited 1 year ago) by root@lemmy.world to c/personalfinance@lemmy.ml
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I have been contributing to a HSA the last couple years, and it's been fine. My work contributes $1800 over the year and it hasn't really been a problem at all.

Now I have a kid and a spouse on my insurance, and they tend to go fairly often it seems. The copay and deductible on the HDHP is a bit crazy and I'm thinking of swapping to a PPO. Is that a good idea, or is turning down the free $1800 from my work a no no?

Here is a link to the plans

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[–] Vodik_VDK@lemmy.world 4 points 1 year ago

I don't know about PPOs, but your HSA contributions should also be pretax.