this post was submitted on 23 Oct 2023
1274 points (96.0% liked)
4chan
4241 readers
15 users here now
Greentexts, memes, everything 4chan.
founded 1 year ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
That's only on the VantageScore - the free score most places show. It isn't actually used by more than a handful of institutions.
FICO, the system used by the vast majority of lenders, considers closed accounts just the same as open.