this post was submitted on 06 Sep 2023
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You can still own and buy appartements in most places in the world. Then there are many forms of social housing.
Rent to own is also a possibility but not seen in most countries.
Seems your problem is not ownership but landlords.
Some countries in Europe have the right to roam on any land. State owned and private owned. (Maybe more countries somewhere else have it to but I don't know)
It does not need to be so terrible. In some places it just is because of profits
Owning an apartment and owning land are wildly different. The housing structure alone is not the entirety of home ownership.
Since we're just talking hypotheticals anyway, let's say in the second image the land is actually owned by the owners of the apartments, like a co-op.
That's still not ownership. That's co-ownership. I'm not free to do what I want with it, when I want.
Same reason I hate HOAs
I own my house and don't have an HOA. Guess what?
Still can't do whatever I want with it when I want. Still need to get permits and follow local/state regulations.
But those regulations tend to be more sane.
Oh, you planted zoysia grass and maintain it well? That's "inharmonious" , you need to tear that out and plant fescue.
You don't have a maple tree of at least 8 feet in height in a particular spot in your yard? Inharmonious again, you need to buy a tree, can't wait for a sapling to grow.
Your driveway has dirt on it? You must get it pressure washed.
You want to park your vehicle in your driveway? It better not have any branding from a company on it, or it better not be an older car or any pickup truck, those are too ugly for our precious neighborhood.
Regulations tend to be "don't make fire hazards", or "don't block streets", generally you can't get a regulation on the books without an actual rationale behind it.
The vast majority of places where you own a house, you still can't do whatever you want.
Whatever reasonable thing you want will tend to fly though. Versus HOA which often dictate crazy restrictions.
Which would be less of a problem if there were more housing stock.
But also, we need regulations on HOAs.