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Do you use a credit card? Why or why not? (discuss.tchncs.de)

submitted 1 year ago* (last edited 1 year ago) by Blaze@discuss.tchncs.de to c/personalfinance@lemmy.ml

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I know this might just reflect financial culture differences across countries, but let's give it a try

Edit: as a clarification, I meant credit card compared to debit, not to cash

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[–] Im14abeer@midwest.social 1 points 1 year ago* (last edited 1 year ago) (1 children)

Fair, but they will send you a bill. I do understand the struggle of staying financially organized though, I churned credit cards for a bit and it can be overwhelming staying on top of everything, even if you've got a system.

Edit; a word.

[–] Usernameblankface@lemmy.world 1 points 1 year ago

Yeah, I've tried working my money different ways, and found a system that works for me. I think it's worth losing out on the benefits to have less things to keep track of.