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Do you use a credit card? Why or why not? (discuss.tchncs.de)

submitted 1 year ago* (last edited 1 year ago) by Blaze@discuss.tchncs.de to c/personalfinance@lemmy.ml

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I know this might just reflect financial culture differences across countries, but let's give it a try

Edit: as a clarification, I meant credit card compared to debit, not to cash

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[–] Frog-Brawler@kbin.social 1 points 1 year ago* (last edited 1 year ago) (1 children)

Yea I mean, I don’t want to entirely shit on everything Ramsey says, it’s just incredibly rudimentary. Great for people starting out… but if his listeners continue to listen to him forever they are doing themselves a disservice.

[–] sugar_in_your_tea@sh.itjust.works 1 points 1 year ago

Yup, the goal should be financial literacy, not consistency following someone else's program.