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this post was submitted on 11 Aug 2023
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The federal government has a bunch of tools to lower demand or increase supply. And their response is to create a TFSA?
It's so stupid. The problem with the housing market isn't that I don't have a proper account to keep a $200k down payment that is needed.
The TFSA has a limit of $40k and you can "only" save $8k/year. So you wouldn't be able to get an actual down payment in there anyway.
But yeah, point taken. The TFSA is an insufficient response to a real problem.