this post was submitted on 25 Dec 2024
456 points (87.9% liked)
Political Memes
5615 readers
1694 users here now
Welcome to politcal memes!
These are our rules:
Be civil
Jokes are okay, but don’t intentionally harass or disturb any member of our community. Sexism, racism and bigotry are not allowed. Good faith argumentation only. No posts discouraging people to vote or shaming people for voting.
No misinformation
Don’t post any intentional misinformation. When asked by mods, provide sources for any claims you make.
Posts should be memes
Random pictures do not qualify as memes. Relevance to politics is required.
No bots, spam or self-promotion
Follow instance rules, ask for your bot to be allowed on this community.
founded 2 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
That's just not true, at all.
Car insurance is mandatory if you have a car in the us and health insurance is mandatory in many states in the US.
Many landlords require renters insurance, and banks require homeowners insurance.
In my state workers comp insurance is mandatory if you have more than three employees.
Banks are required to have fdic insurance. I'm sure there are many more examples, but that is just off the top of my head.
Yeah but you could just not have a job, a house, health insurance, a bank account, or a car! /s
Kidding obviously, it's illegal to be homeless as well
houses don't need insurance once you own one.
True, you could spend ages 40-70 paying off a house that has all of your life's work invested in it and then stop insuring it. Assuming you make enough money to not have to refinance it or take a reverse mortgage to pay for your medical bills that started piling up in your late 60s
Apparently someone doesn't think that happens. But that's what happens to the people I have known. Medical bills to reverse mortgage... Then sell what's left of the equity to have assisted living for the last year or so when you've gotten to be more than anyone in the family can manage while trying to work and take care of their family/selves. When they die there is usually nothing left.
The American dream
Vehicle and property insurances are a public good safety measure. If you go and cause serious injury to someone with your vehicle or in your home they have every right to expect to be made whole again. Without that insurance you would personally be liable for those debts. Unless you're willing to say that those kind of debts are not dischargeable in bankruptcy then insurance to cover them is essential for anyone who doesn't have a few hundred thousand laying around.
Workers comp is useful much the same way, unless you want that dim employee who cuts their hand off to be the death of your business.
FDIC helps ensure that some fool tanking every asset the bank has won't leave the depositors holding the bag.
Health insurance is for the vast majority of people required in some form under the rules of the ACA.
Insurance in the most basic sense is a pooling or risk. A universal single payer healthcare system is simply a pool that everyone is a part of by default. There's a lot to be said for having a single entity to contact for payments, but you can be sure that even if we fully did away with the insurance system as it is today that there's not going to be a 'free MRI Wednesday' in exchange for it. Someone will always be looking to keep a check on who spends howuch on what.
You aren’t forced to have any of those things.
Define "forced to"
Do you really not know what it means?
I'm more curious what it means to you