this post was submitted on 25 Dec 2024
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Doesn't a protection racket beat you up / destroy your house / damage you in some way if you fail to pay?
Insurance (either private or public) doesn't do anything negative to you if you don't pay, you just don't get any positive benefits.
It turns out that calling something a different name is a good idea when it's literally a different thing.
In Europe it is very mandatory, by law. Don't fall for the universal healthcare scam ameribros.
edit: Healthcare is the hot topic, but let's not forget the essential business insurance. Car insurance also very much doesn't reimburse for the damages, so even the individuals are at loss even when not at fault. Due to personal experience I am led to believe that insurance companies do have their goons that do the bidding for uninsured business subjects.
Another problem is the monopoly style competition curbing. Those who tried opening a private health clinic know all about it. If it wasn't for insurance territorial turfing, it would be much easier to run a clinic and compete by offering a fair price. Corruption is now a part of business it seems.