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"Student loans" are now one of the most ubiquitous phrases in politics and it's synonymous with "a burden you can never escape" so it makes sense that the folks who can use assistance will avoid it. The entire fight about student loans has always been to highlight the cost and make some folks turn away from higher education all together. Education has always been under attack for as long as most of us have been alive and this is another front in the war.
First they attack public education and exhaust teachers with overwork with underpayment. Now the right wants to attack Academia, the source of science which shows how destructive the current system has become and how it will evolve. Elon will probably entirely axe FAFSA and funding for higher education, with the aim to have their endowments fed by wealthy elite who dictate what makes it onto a syllabus. The right is so fucking exhausting.
American student loans are a scam anyways. The interest rates are outrageous and the federal government subsidizing them, but then they get handled by private businesses in a system know for failure and fraud.
Student loan forgiveness shouldnt be a thing. It shows that the system is trash to begin with and the "forgiveness" remains arbitrary and is just a carrot on a stick.
Make a system where the loans are granted directly by the government and dont incurr interest. No for profit skimming middleman, no permanent debt. Offer a regulated bonus for people who pay back X% before Y years pass, so people are incentivized to pay back quickly, rather than delaying payback.
More importantly remove the outrageous enrollment costs per semester.
Is it a scam when it's your only option? Seems more like a gouge to me.
It's on the same level as loan sharking
Yeah, but you generally don't have the choice of either going to a loan shark or not being able to have the career you want for your life.
I'm just thinking 'scam' is the wrong word when no one except the wealthy have any other real option. The military and athletic scholarships, I guess?
Racketeering.