this post was submitted on 07 Aug 2023
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Recommendations for Budgeting App (that’s not Mint) (lemmy.world)
submitted 1 year ago by RunningMan@lemmy.world to c/personalfinance@lemmy.ml
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After years of Mint I’ve decided to look for other options. Im considering doing it myself in a spreadsheet but before I go that route (not ideal) I thought I’d see if anyone had recommendations on good basic family-budget apps. Would be great if it could link with bank accounts but I’m open to anything at this point.

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[–] CupDock@lemmy.world 13 points 1 year ago (3 children)

Actual Budget looks like a promising self-hosted option. Don't think there's any bank linking, though it's been on the roadmap for a while. I've looked around and haven't found anything else that I'd believe isn't selling all of your financial data to advertisers.

[–] RunningMan@lemmy.world 1 points 1 year ago (1 children)

This looks really good and does look like they have account linking. I’m bummed by the subscription fee…lol it looks so promising I’m sure if I do the free trial I’ll end up loving it.

[–] CupDock@lemmy.world 2 points 1 year ago* (last edited 1 year ago) (1 children)

Subscription fee? Actual is self hosted and "100% free" according to their docs.

They used to have a paid SaaS plan, but they discontinued it a few years ago.

[–] RunningMan@lemmy.world 2 points 1 year ago

I signed in from my computer and you’re absolutely right. I was wrong; for some reason the iOS mobile app leads to a subscription authorization for $8.

Now I just have to get my head around the tech side of this. Wish me luck!

[–] CodeGameEat@lemmy.world 1 points 1 year ago

+1 for actual. I've been using it for the past 2 months and so far I love it. It's not the most complex tool so it's easy to manage. If you can export your operations to CSV or one of the main proprietary softwares, actual can import that and it works pretty well.

For more complex things like making forecasts I just excel on the side and it's enough.

[–] bbigras@sh.itjust.works 1 points 1 year ago (1 children)
[–] CupDock@lemmy.world 2 points 1 year ago* (last edited 1 year ago) (1 children)

Europe only :(

Also this requires exposing all your financial data to Nordigen, which defeats (in my opinion) the largest selling factor of Actual: not giving any 3rd parties access to your financial data.

[–] bbigras@sh.itjust.works 1 points 1 year ago

Yeah. I'm not a fan of services like Nordigen neither.