this post was submitted on 03 Nov 2024
667 points (97.2% liked)
linuxmemes
21282 readers
1157 users here now
Hint: :q!
Sister communities:
- LemmyMemes: Memes
- LemmyShitpost: Anything and everything goes.
- RISA: Star Trek memes and shitposts
Community rules (click to expand)
1. Follow the site-wide rules
- Instance-wide TOS: https://legal.lemmy.world/tos/
- Lemmy code of conduct: https://join-lemmy.org/docs/code_of_conduct.html
2. Be civil
- Understand the difference between a joke and an insult.
- Do not harrass or attack members of the community for any reason.
- Leave remarks of "peasantry" to the PCMR community. If you dislike an OS/service/application, attack the thing you dislike, not the individuals who use it. Some people may not have a choice.
- Bigotry will not be tolerated.
- These rules are somewhat loosened when the subject is a public figure. Still, do not attack their person or incite harrassment.
3. Post Linux-related content
- Including Unix and BSD.
- Non-Linux content is acceptable as long as it makes a reference to Linux. For example, the poorly made mockery of
sudoin Windows. - No porn. Even if you watch it on a Linux machine.
4. No recent reposts
- Everybody uses Arch btw, can't quit Vim, and wants to interject for a moment. You can stop now.
Please report posts and comments that break these rules!
Important: never execute code or follow advice that you don't understand or can't verify, especially here. The word of the day is credibility. This is a meme community -- even the most helpful comments might just be shitposts that can damage your system. Be aware, be smart, don't fork-bomb your computer.
founded 1 year ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
Absolutely spot on, thank you - always handy to know.
I'm wondering what it does to mitigate the "card not present" fraud though, for online purchases or remote purchases?
In my case, I have to verify online purchases on my bank's app. Which makes online banking impossible without an android or apple phone.
As far as I understand it the pin&chip system involves a challenge/response between the bank and the card. You can't just "clone" the chip, because the secret data it contains is essentially write-only.
Sorry, maybe I wasn't clear.
I'm assuming the 16 digit card number, start and expiry dates, and CVV are printed on the reverse - whereas it used to only have the CVV on the reverse and the rest of the details on the front.
What's stopping someone with a picture of the rear of the card visiting an online retailer and going wild with a picture of just one side of the card these days - aside from multi-factor authentication at the point of authorising the payment?
Oh! In that case: absolutely nothing. Credit cards are terrifyingly insecure. Whether or not the info is on two sides or one. Any webshop you use your credit card at can just arbitrarily charge it from then on if they feel like it.
The CVV should really be 2FA from your card issuer.
Most card allow you to set that transactions have to be approved either by app or by SMS.
There’s additional tools for e-commerce transactions like 3DSecure (step up authentication like an OTP) and passive identity verification tools.
I just replied this to the parent comment.