Selfhosted
A place to share alternatives to popular online services that can be self-hosted without giving up privacy or locking you into a service you don't control.
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If one doesn't want to self-host it one can always go through a service like PikaPods who do in fact have a revenue sharing deal with Actual Budget. And either way, Actual Budget isn't really an accounting tool for businesses, or did I misunderstand you?
It could be through. I could see it being used for a mom and pop store if they made a business version
Depending on the size of your mom and pop, I think it would do much of it. At least keep things organized to do a demo of QuickBooks or give to an accountant.