Bold of you to assume I'm American.
this post was submitted on 22 Jan 2024
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I disagree. You are NOT poor just because you end up without money at the months end.
My brother is an perfect example. He earns A TON of cash every month. Nearly as much as I, my fiance, my Dad and Mum combined.
And still he lives from payday to payday without any reserves. Because he can not handle money.
He eats in restaurants at least ten times a week. At least twice in highest luxury restaurants. He has leased four different cars in three years, none less than €2000 per month. Lifes in an absurdetly huge penthouse. Buys his girl friend so much bullshit she gave me a €5.000 collier because she ran out of space and I drove her home after parties a couple of times. But still he asked Pa and me several times for fuel money at the end of the month.
See, if he would live like I do he could live two years from one months earnings.
So you think I am poor I guess?
Nope. I own a huge plot of land. I am going to build my own house and I am talking about a nice big house made from stone at the gates of Munich where land is expensive and houses are even more expensive. I have paid generous amounts of pension insurance. If I would stop working in five years when I am 35 I would be a made girl and could live from my savings although on a low level.
This is really irrelevant. He obviously can miss a paycheck. He is rich, so if he says "I'll pay you next month" to anyone, they go "sure". Even if that doesn't work, he can just sell a piece of jewelry. This is just an elaborate version of the "avocado toast" trope.
If that is how he spends than he can clearly afford to miss a paycheck. Its not the same as having spend it all.
When you cant ask the landlord to pay rent next month because you already had to ask last month is when you cant afford to miss it.
It would really suck for your borther and he wont keep up the lifestyle but at the end of that month when the next paycheck does arrive he is going to be just fine.
Multiple restaurants in a week sounds like he can afford to let someone else manage his money and still have enough pocketmoney for his vices. He should Look into it.
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Image Transcription: Twitter Post
AshleyStevens, @The_Acumen
Too many of you are confused about your class status. If you can't afford to miss a paycheck, you're the working poor, and part of the 80% of Americans living paycheck to paycheck. If you HAVE to wark to survive, you're working class.
At least you've got class.
Good meme
Not when health insurance is a fixed cost and retirement savings match is a percentage. People needing more money have it better than people making less.