this post was submitted on 10 Jul 2023
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FIRE (Financial Independence Retire Early)

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Welcome!

FIRE is a lifestyle movement with the goal of gaining financial independence and retiring early.


Flow Charts:

Personal Income Spending Flow Chart (US)

Personal Income Spending Flow Chart (Canada)

Finance Flow Chart (UK)

Personal Income Spending Flow Chart (Australia)

Personal Finance Flow Chart (Ireland)


Useful Links:

Bogleheads Wiki

Mr. Money Moustache - a frugal lifestyle blog

The Earth Awaits


Related Communities:

/c/PersonalFinance@lemmy.ml

/c/PersonalFinance@lemmy.world

/c/PersonalFinanceCanada@lemmy.ca

/c/AusFinance@aussie.zone


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[–] bankimu@lemm.ee 5 points 1 year ago (7 children)

Should I pull the plug and RE?

  • Today my investments are 0.5% away from 3% withdrawal rate to equal expected spending
  • Am invested ~50% in growth funds, 43% in S&P, 7% in bonds and money market
  • If I work, I'll earn ~7% of my NW per year
[–] DogMom@lemmy.world 6 points 1 year ago (1 children)

Have you factored in old age costs? Lawn care or household help when it gets to be too much for you to handle on your own. I didn't factor that and am now thinking I will regret that as I'm currently watching my mom start to decline and need more help.

[–] bankimu@lemm.ee 3 points 1 year ago

Also increasing medical costs is part of the equation I guess. Aging is a pain. Hence I'm trying to balance retirement with some life left vs earning some more to make things smoother. Having said that, I sort of did take that into account.

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