No Stupid Questions
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Every app captures its own user data that they sell. By forcing you to use their official app they are turning your data into revenue for themselves.
This. All other opinions about "app is easier to maintain" or "expected experience" may be valid, but in reality the vast majority of mobile apps for services are just bloated with tracking.
Mobile apps have access to more personal information than websites and you are forced to use them. Unfortunately, there is no ublock origin for mobile OSes, thus you either enthusiastic enough to live with guards like TrackerControl or just accept "standard terms". And let's face it - 99% of mobile phone owners don't even know you can block (or, at least, limit) apps access to sensitive info.
In many / most cases this is correct, but there are exceptions. My banking app isn't selling my data. I imagine the main thing is support. It's much easier to explain the process to grandma if there's a native app.
It's only available for android, however, duckduckgo has an app tracker protection thing.
Only downside is that it runs aa a vpn, so if you use a vpn out of home, you've gotta pick. I suggest you try it and look though. You'll be horrified
Oh, also, as a fun experiment. Enable the protection, then go use Chrome for a bit.