this post was submitted on 11 Dec 2024
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Insurance claims are approved or denied by medical professionals. In the state of NY it's even required for a specialist to approve or deny specialist care.
Some doctors are just absolute scum.
My insurance's tactic to this sort of demand is to just completely ignore my requests/demands. They log an acknowledgement of my action, and then never do anything with it, ever.
That's when you hope your state has a bureau of insurance or something similar that you can complain and appeal to, and then hope that the person assigned to your case isn't prejudiced against the procedures in question, such as reproductive care or trans-related care, or isn't prejudiced against you for being pretty much any minority.
What a mindfield to navigate when we're at our most vulnerable.
Like, my life is already busy as fuck, without enough time to do everything I need to do. I have an ever present list of things that require my attention next. Ain't nobody got time for this shit!