I didn't get my own place until I was 33 and I will fully admit that the only reason I was able to do that was because my parents lent me a huge amount of money. My car is literally their old car and looks like it.

Those really are kind of unreasonable standards. If I have my own car, and my own house, and apparently I have to do all the cleaning now even though there's two of us? What on earth is she being to the relationship?